About ACIES SME UK
Built for SME risk. Backed by real expertise.
Multiple product lines across UK SME property and commercial, every one backed by a senior underwriter who reads the submission and understands the risk.
Where we came from
Built to bring experienced underwriting judgement back to the UK SME market.
The SME market deserves better than automated rejections and rigid rulebooks. We exist to put experienced underwriters in front of the risk, engaging with the broker, and trusted to make the right decision.
Lines of business
SME risks, protected by people who know them.
Choose a category to see the lines we write. Every one is backed by experienced underwriting judgement.
Capacity
Backed by A-rated capacity.
All our products are backed by A-rated capacity providers. We only place business with A-rated carriers, giving you the security you expect from a specialist MGA.
Flood Warning Service
Powered by Previsico
A UK MGA first
48 hours ahead. 25-metre resolution.
We're the first UK MGA to embed live flood warnings directly into the policy. Previsico's market-leading forecasting is built into every product we write, as standard, covering the surface water (pluvial) flooding that government warnings don't.
Real-time SMS and email alerts up to 48 hours ahead of a potential flood event, at 25-metre geographic resolution, plus 24/7 access to an online dashboard. Relevant, personalised to the customer's location, and delivered with time to react.
The sort of value-add you'd expect on a corporate placement, included as standard on every SME line we offer.
75.5%
more likely for a property to face surface water risk than river or coastal flooding.
70%
of flood costs are mitigatable with early, proactive action (Lloyd's Lab).
40%
of small businesses never reopen after a severe flood. Our alerts exist to change that.
Speak to the team
A risk worth talking about?
We'll read the submission properly, talk it through, and give you a real answer.